Non QM Underwriter - Remote Job at Benchmark Corporate HQ , Plano, TX

R3Y3UUhRRmhWL2VQWEVYSFREQmRrYXFLS2c9PQ==
  • Benchmark Corporate HQ
  • Plano, TX

Job Description

Description

Wholesale Non-QM Underwriter

 

Position Overview:

The Wholesale Non-QM Underwriter reviews and underwrites Non-QM mortgage loan applications and property appraisals and evaluates the loans to minimize risk or loss within regulatory guidelines.

 

Ideal candidates for this position will be experienced underwriting Non-QM loans, highly detail-oriented, and familiar with loan program guidelines.

 

Essential Functions of the Role:

  • Analyze and underwrite Non-QM mortgage loans within compliance guidelines and approved seller variances.
  • Manage loan conditions and provide recommendations for underwriting waiver and eligibility exceptions.
  • Communicate with loan originators and processors regarding loan status, approvals, suspensions, denials, and conditions.
  • Maintain a pipeline of loans adhering to posted service level agreements.
  • Remain current on loan program requirements and review documents for compliance.
  • Other duties as assigned.

 

Classification: Full Time, Non-Exempt

Essential Knowledge/Skills/Abilities:

  • Knowledge of regulatory requirements (RESPA, TILA, etc.)
  • Strong communication skills
  • Excellent organizational skills
  • Highly detail-oriented
  • Ability to work across organizational boundaries
  • Strong decision making skills
  • Advanced problem solving capabilities
  • Strong critical thinking skills
  • Proven ability to prioritize and multi-task
  • Understanding of Non-QM products

 

Experience Requirements:

  • Minimum of five (5) years of mortgage underwriting experience required.
  • Minimum of three (3) years of underwriting Non-QM loans with complex income analysis required.
  • National bond program experience preferred.

 

Education / Licensing Requirements:

  • High school diploma or equivalent required. Some college preferred.

 

Working Conditions:

  • Fast-paced environment.
  • Requires normal vision (corrected) both close and distant.
  • Requires normal hearing levels (corrected).
  • Requires working at a desk to use a phone and computer for extended periods of time.
  • Requires sitting, bending.
  • Works effectively with frequent interruptions.
  • Lifting requirements of 10 lbs. occasionally.
  • Minimal travel <5%.

Job Tags

Full time

Similar Jobs

Cleveland City Schools

Cleveland Middle School Family Outreach Translator (Spanish) Job at Cleveland City Schools

 ...TITLE FAMILY OUTREACH TRANSLATOR (SPANISH) QUALIFICATIONS # High school diploma or equivalent # Demonstrated ability to speak,...  ...scale REPORTS TO Building Principal JOB GOAL To interpret and translate for school staff in order to ensure Spanish-speaking... 

UTA Ventures

Coordinator, Client Accounting Job at UTA Ventures

 ...data integrity Review booking data submitted by assistants, ensuring commercial terms are correctly reflected and bookings are ready for invoicing Raise client invoices in accordance with agreed deal terms, both on an ad hoc and scheduled basis Monitor deal... 

Bartlett Cocke General Contractors

Project Manager Job at Bartlett Cocke General Contractors

 ...Bartlett Cocke General Contractors is currently seeking a Project Manager to join our team in College Station, Texas! The Project Manager...  ...project meetings with clients. Manage and administer the Owner Contract including all financial aspects of the contract including... 

HomeStar Remodeling

Part-time Residential Exterior Project Manager Job at HomeStar Remodeling

 ...Project Manager - High-Growth Leadership Opportunity About HomeStar HomeStar is a premier, fast-growing remodeling company offering...  ..., specifications, and company expectations Perform accurate material take-offs and ensure proper ordering Clearly communicate... 

Viva Consulting

Document Entry Clerk Job at Viva Consulting

 ...VIVA Consulting is a Boston-area real estate consulting firm providing tailored expertise in...  ...reliable and detail-oriented Remote Document Entry Clerk to help enter, update, organize,...  ...company systems. This is an easy, entry-level position that can be performed remotely....